AI.Claims

FOR INSURANCE CARRIERS

Demand Letter Responses Drafted by Advanced AI

Cut Your Claim Response Time from Weeks to Minutes, Safely and Securely

Cut costs by $6,292 per claim file

Reduce errors and employ best practices on every single file

Handle plaintiff demand letters faster and more completely

Increase leverage for lower payouts and reduce claim leakage

Reduce employee and customer churn

Schedule a Demo

View a Sample Report

FOR INSURANCE CARRIERS

Demand Letter Responses Drafted by Advanced AI

Cut Your Claim Response Time from Weeks to Minutes, Safely and Securely

Cut costs by $6,292 per claim file

Reduce errors and employ best practices on every single file

Handle plaintiff demand letters faster and more completely

Increase leverage for lower payouts and reduce claim leakage

Reduce employee and customer churn

Schedule a Demo

View a Sample Report

The Growing Problem

AI-Generated Plaintiff Demands Are Raising Costs

More plaintiff lawyers are using AI to create faster, stronger, and more aggressive demand letters. One company creating these demands for claimants' counsel proudly advertises that it increases the likelihood of reaching policy limits by 69%. AI-generated demands are more complex and cover more ground, requiring an equally matched AI solution.

AI is making it easier to overwhelm adjusters with demands that are overly complex.

Higher and more complex settlement demands

Higher loss payouts and legal expenses

More intimidating for junior adjusters who are more likely to pay out limits

AI.Claims solves this new problem with speed, accuracy, and control.

Introducing AI.Claims

Your Partner in Faster, Smarter Claims Management

AI.Claims reads the entire claim file in minutes no matter the type of policy or specialty — medical records, property appraisals, expert reports, police reports, photos, witness statements, billing, policy statements, and more. We then create a full report of all key information, and use that to draft a detailed demand response that addresses all the holes in the claimant's story, from damages to coverage to liability, and more.

Preview

Features

How it Works

What You Can Do With AI.Claims

in Any Line of Insurance

What You Can Do With AI.Claims

in Any Line of Insurance

Faster Responses Yield Better Outcomes

Respond Faster to Demand Letters

Fast offers reduce the chance a claimant hires a lawyer. When counsel is involved, a quick, thoughtful response shows your team is taking the case seriously. It also shows you’re on top of the facts without missing key details that could lower the claim’s value. With AI.Claims, your team can move faster through large files, focus on what matters, and keep quality high while handling more claims with greater consistency.

Get a full case report with analysis and demand response in hours

Reduce the workload on your adjuster teams

Discourage nuisance lawsuits by challenging inflated claims early

Faster Responses Yield Better Outcomes

Respond Faster to Demand Letters

Get a full case report with analysis and demand response in hours

Reduce the workload on your adjuster teams

Discourage nuisance lawsuits by challenging inflated claims early

Better Red Flag Analysis for Inflated Claims

Identify and Fight Inflated Claims & Leakage

AI.Claims quickly spots weak points in a claim. We can flag issues with coverage like policy limits, exclusions, or signs of intentional behavior. We can compare police reports and witness statements to highlight questions about who was really at fault. AI.Claims can also help spot excessive treatment, claims that don’t match the injuries, and damages that don't match injury. After we find the holes and soft spots in the file, AI.Claims addresses each in the demand response letter to reduce payouts and improve leverage.

Automatically Flag:

Excessive treatment and inflated damages demands

Evidence of comparative fault limiting liability

Coverage issues and policy limitations, and more

Potential fraud indicators

Stop overpayment before it happens.

Best Practices Followed on Every File

Standardize File Reviews Across Your Team

AI.Claims helps adjusters work faster and smarter by reviewing large claim files, surfacing key facts, and flagging missing or inconsistent information. We can compare reports to assess liability, match claim details to policy coverage, and evaluate whether damages are reasonable. AI.Claims helps adjusters stay consistent, catch more issues, and manage more files with less effort.

Replicate the work quality of your top 5% adjusters across all claims.

Assess liability quickly, especially when stories conflict

Spot coverage issues buried in policy documents

Document file activity and notes easily transferable across departments

Significantly reduce audit time and management reporting

Improve Training and Reduce Churn

Give Junior Adjusters a Major Advantage

Using AI can lead to faster training and greater job satisfaction for adjusters. Junior adjusters, in particular, all of a sudden get to focus most of their time on the things that bring purpose and meaning to their jobs. They get to think more about strategy, talking to stakeholders, and analyzing files versus simply sifting through piles of documents that AI can do faster and more accurately anyway.

Provide clear guiderails and actionable analysis

Cut learning curves to reduce training time

Build confidence and reduce employee churn

How it Works

Useful and Usable AI Analysis

Step 1

Upload the Claim File

Drag and drop all documents — medical records, police reports, bills, photos, policy documents, and demand letters. No formatting needed.

Step 2

AI Analyzes and Drafts

AI.Claims analyzes the entire file, flags issues, and drafts a complete report for the adjuster's review, including a demand response.

Step 3

You Review and Finalize

The adjuster stays in complete control over the output by reviewing, validating, and approving the drafted demand letter before it is sent out.

Best Practices Followed on Every File

Standardize File Reviews Across Your Team

Replicate the work quality of your top 5% adjusters across all claims.

Assess liability quickly, especially when stories conflict

Spot coverage issues buried in policy documents

Document file activity and notes easily transferable across departments

Significantly reduce audit time and management reporting

Improve Training and Reduce Churn

Give Junior Adjusters a Major Advantage

Provide clear guiderails and actionable analysis

Cut learning curves to reduce training time

Build confidence and reduce employee churn

How it Works

Useful and Usable AI Analysis

Step 1

Upload the Claim File

Drag and drop all documents — medical records, police reports, bills, photos, policy documents, and demand letters. No formatting needed.

Step 2

AI Analyzes and Drafts

AI.Claims analyzes the entire file, flags issues, and drafts a complete report for the adjuster's review, including a demand response.

Step 3

You Review and Finalize

The adjuster stays in complete control over the output by reviewing, validating, and approving the drafted demand letter before it is sent out.

Why AI.Claims

Better than ChatGPT — Built Specifically for Insurance Carriers

You should not compare your experience with the publicly available AI models on the internet against the quality that AI.Claims can provide. AI.Claims is specifically designed and trained to provide best-in-class output that is useful and usable for your adjusters. There is nothing on the market as sophisticated as AI.Claims.

AI.Claims is different:

Trained by experts who understand claims and litigation

Redundancy and hallucination checker built in.

Aligned with industry best-practices for claims analysis

Designed for carrier workflows, not legal research or marketing.

It's not a "chatbot." It's a file-focused claims analysis tool, custom-built for insurance.

Meet Our Chief Insurance Advisor

Industry Leadership You Can Trust

Kim Garland serves as Chief Insurance Advisor at AI.Claims and plays an active role on our board. He brings deep industry experience, having previously served as President of State Auto Insurance before its acquisition by Liberty Mutual. Kim joined AI.Claims to help shape tools that meet the real needs of insurance carriers. His guidance has been key to building practical, high-quality solutions for the industry.

We have worked hard to accomplish:

15%+ savings per claim file compared to traditional file review

Hours, not days, to complete file reviews and respond to demands

Improved adjuster satisfaction, leading to lower turnover

Lower LAE by reducing reliance on outside counsel for basic file reviews

Stronger negotiation positioning when dealing with plaintiffs' counsel

Secure & Compliant

Security and Compliance at the Core

End-to-End Encryption

Files are encrypted during upload and processing to protect sensitive information at every step.

Your Data Stays Yours

No file is ever used to train AI models. Your data remains private and

isolated.

Audit-Ready Outputs

Every draft and analysis is structured for easy archiving and claims compliance review.

SOC-2 by Design

Built with enterprise-grade security and pending SOC-2 compliance from the ground up.

Your Data Stays Yours

No file is ever used to train AI models. Your data remains private and

isolated.

Audit-Ready Outputs

Every draft and analysis is structured for easy archiving and claims compliance review.

SOC-2 by Design

Built with enterprise-grade security and pending SOC-2 compliance from the ground up.

Why AI.Claims

Better than ChatGPT — Built Specifically for Insurance Carriers

AI.Claims is different:

Trained by experts who understand claims and litigation

Redundancy and hallucination checker built in.

Aligned with industry best-practices for claims analysis

Designed for carrier workflows, not legal research or marketing.

It's not a "chatbot." It's a file-focused claims analysis tool, custom-built for insurance.

Meet Our Chief Insurance Advisor

Industry Leadership You Can Trust

We have worked hard to accomplish:

15%+ savings per claim file compared to traditional file review

Hours, not days, to complete file reviews and respond to demands

Improved adjuster satisfaction, leading to lower turnover

Lower LAE by reducing reliance on outside counsel for basic file reviews

Stronger negotiation positioning when dealing with plaintiffs' counsel

Secure & Compliant

Security and Compliance at the Core

End-to-End Encryption

Files are encrypted during upload and processing to protect sensitive information at every step.

Your Data Stays Yours

No file is ever used to train AI models. Your data remains private and

isolated.

Audit-Ready Outputs

Every draft and analysis is structured for easy archiving and claims compliance review.

SOC-2 by Design

Built with enterprise-grade security and pending SOC-2 compliance from the ground up.

Audience

Who Should Use AI.Claims?

Claims Directors

who need better control over rising costs.

Adjusters and Supervisors

Subrogation Teams

Litigation Managers

Claims Directors

who need better control over rising costs.

Adjusters and Supervisors

Subrogation Teams

Litigation Managers

Speed and accuracy aren't just nice-to-haves anymore. They're critical for competitive claims management.

AI.Claims lets you move faster — without sacrificing quality or control.

Speed and accuracy aren't just nice-to-haves anymore. They're critical for competitive claims management.

AI.Claims lets you move faster — without sacrificing quality or control.

FREE TEST CASE

Send us Your Hardest Claim File

We know you're skeptical—every vendor claims they can save time and improve outcomes. So let’s skip the promises and show you instead.

Pick your most complex claim file. The one that eats time, has conflicting notes, handwritten notes, multi-language documents, unclear liability, or legal pressure. We’ll run it through AI.Claims under an NDA and show you exactly how our platform handles it quickly, thoroughly, and structured for action.

Then let's customize for your best-in-class.

If we earn your trust after running your hardest file, we’ll help set up a custom pilot tailored to your team, workflow, and claim types. Best-in-class results with no guesswork required.

Free test runs.

No expensive integrations.

ROI at 10x or better.

Schedule a FREE Demo

Call Us

Troy Doucet (614) 804-1159